How to get cheap products in festive periods is very easy for few people while it’s hard for alot of folks.
Are you among the folks who finds it hard to get cheaper products while it’s festive periods, now here we are gonna look into somethings together and see if it gonna works.
Here in this country Nigeria or wherever you belong to Ghana, across the globe, prices of goods tends to increase.
Here Is What You Should Look At?
Do you remember black Fridays
Do you remember discount offs
Do you remember promo packs
Do you remember quiz promo.
Now remember last year while all this were going on you were having a murmur in your mind,
oops I didn’t have enough money.
oops the money with me isn’t
Now anytime things go wrong, I always make sure the excuses fall on me and not someone else, do you know why?
Because I am my own problem and you are your own solution.
Now did you remember that party fabric you bought at the rate of NGN 5000 ($15-20).
Now by December it will be sold for $2.5
By December Jumia and other Online stores will be offering discounts / cutoff in price but you don’t have the money, every year you admire your friends who saved for the raining days.
Let me keep the story short because I can keep in giving you Instances where you have failed yourself.
Portofolio 9 on Facebook just finished their 100days savings challenge and some people discovers they have saved NGN50000 ( $140+), now there are still days left before Christmas.
Last year I received a message in the midnight for a website discount that will last for 2hours before the hit of December 24, I have no savings, so I can’t purchase my dream website.
WordPress came the following day with such strategy but I couldn’t afford it.
So I have to start saving so as to be able to invest because savings & investments are twin.
There are three ways to save money that I personally know.
1. Traditional method
2. Banking system.
Now am vet sure you are thinking of what the third one could be.
It’s becoming popular but you don’t know it, that’s why I am bringing it to you.
3. Digital Banks: Digital banks are electronic banks, I understand you know what I mean by electronics, digital banks are banks that are situated online and perform banking activities.
You might be wondering, how truthful and possible could this be. There are mainly two types of Digital Banks that I know presently, thou some VTU and Mobile loan apps allows you to save money but these two banks are registered and licensed to perform banking activities.
There Are Three Great Features For You In These Two Banks
This feature is like your bank account, you can deposit money to it at will and also withdraw your money at any given period.
With this feature you can easily place a time lock on your funds, even when you are tempted to buy the chocolates, you can’t withdraw it, until the given time expires. Now this feature is a very great feature for those who can’t control their saving habits against consumption.
The more you save the more points you generate which can be converted into cash, now here Is what you must remember is that, your bank charges you N52 per transaction and gives you interest credit of N5 after three months. Think of this.
How To Withdraw Your Funds?
The way you saved is also the way you will withdraw.
You can withdraw directly using your Credit/Debit card
You can withdraw directly using your bank account.
What Are These Two Banks?
Now remember what brought you accross this and that was saving for the raining days.
The least you save is worth it, never undermine the essence of savings, N50 daily can buy you a laptop by December, you can get your dream personal or business website. You can use it for startup.
See you as I see you.
Traditional savings and others methods have it’s advantages and otherwise so I ain’t saying one is better than the other nor imposing it on you.